Wednesday, May 20, 2009

Socrates Personal Bankruptcy Kit

Socrates Personal Bankruptcy Kit at Software.com

The Socrates Bankruptcy Kit contains all the legal forms and instructions necessary to file for Chapter 7 or 13 and manage the entire process under the new Bankruptcy Reform Law of 2005.

Decide whether bankruptcy is right for you under the new law and save on legal fees for bankruptcy proceedings by using this kit. With our detailed, easy-to-follow instructions and up-to-date forms, you can:

  • prepare and file your own Chapter 7 Bankruptcy, Chapter 11 Reorganization or Chapter 13 Wage Earner Plan
  • eliminate certain debts
  • equitably adjust most secure obligations
  • possibly stop foreclosures, repossessions and wage garnishment


TOPICS COVERED INCLUDE:

  • changes to bankruptcy law
  • different types of bankruptcy and benefits of each
  • who is eligible to file for bankruptcy
  • protecting your assets from creditors
  • which property is exempt
  • nondischargeable debts
  • tax consequences
  • how and when to file
  • how to complete and submit the forms in this kit
  • errors to avoid
  • federal and state exemptions


29 FORMS INCLUDED:

  • Voluntary Petition (Form 1)
  • Application to Pay Filing Fee in Installments (Form 3A)
  • Schedules-General Instructions-Cover Sheet (Form B6)
  • Summary of Schedules (Form 6)
  • Declaration Concerning Debtor's Schedules (Form 6-Decl.)
  • Schedule A-Real Property (Form B6A)
  • Schedule B-Personal Property (Form B6B)
  • Schedule C-Property Claimed as Exempt (Form B6C)
  • Schedule D-Creditors Holding Secured Claims (Form B6D)
  • Schedule E-Creditors Holding Unsecured Priority Claims (Form B6E)
  • Schedule F-Creditors Holding Unsecured Nonpriority Claims (Form B6F)
  • Schedule G-Executory Contracts and Unexpired Leases (Form B6G)
  • Schedule H-Codebtors (Form B6H)
  • Schedule I-Current Income of Individual Debtor(s) (Form B6I)
  • Schedule J-Current Expenditures of Individual Debtor(s) (Form B6J)
  • Application for Waiver of the Chapter 7 Filing Fee (Form B3B)
  • List of Creditors Holding 20 Largest Unsecured Claims (Form 4)
  • Involuntary Petition (Form B5)
  • Statement of Financial Affairs (Form 7)
  • Chapter 7 Individual Debtor's Statement of Intention (Form 8)
  • Caption (Full) (Form 16A)
  • Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer (Form 19A)
  • Notice to Debtor by Non-Attorney Bankruptcy Petition Preparer (Form 19B)
  • Chapter 7 Statement of Current Monthly Income and Means Test Calculation (Form B22A)
  • Alternate Chapter 7 Statement of Current Monthly Income and Means Test Calculation (Form B22A Alt.)
  • Chapter 11 Statement of Current Monthly Income (Form B22B)
  • Chapter 13 Statement of Current Monthly Income and Disposable Income Calculation (Form B22C)
  • Alternate Chapter 13 Statement of Current Monthly Income and Disposable Income Calculation (Form B22C Alt.)
  • Debtor Certification of Completion of Instructional Course Concerning Personal Financial Management (Form 23)

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